Updated	25% off may expire soon!

myFICO Promotional Code Details

When you click on the “get discount code” button, the promotional code will apply automatically during checkout before you make your purchase. The myFICO discount code will work for all the myFICO credit products listed below.

• Score Watch

  You can choose to pay for a monthly subscription for $9.95 a month or pay for an annual $99.95 plan which will save you $19.90. Using the discount above will net you another 25% off the price. myFICO’s Score Watch has a very easy to end membership service, with no phone call loops to jump through. Simply log-in, cancel your subscription and the charges will end. You will receive a monthly FICO score and report from Equifax along with credit monitoring. Score Watch is a useful service if you need credit monitoring to see positive or negative changes in your credit profile.

• FICO Score Standard

  You get your choice of FICO score and credit report from Equifax and/or TransUnion (Experian FICO score is unfortunately no longer offered). FICO Score Standard is a useful service if you’re shopping for an auto or mortgage loan and need to know where you credit currently stand from a specific credit report agency. If you know positively that the lender in question only uses TransUnion or Equifax, just get one of the respective score only and save money.

• FICO Quarterly Monitoring

  You get a FICO score along with a credit report from TransUnion four times per year, you can choose a monthly payment subscription or a yearly discounted plan. FICO Quarterly Monitoring is a helpful service if you suspect identity theft may happen and need to monitor your credit, as the service also includes an identity theft insurance coverage. FICO Quarterly Monitoring is different compared to Score Watch mainly in that the scores are from TransUnion and not Equifax, and that the scores are provided to you on a quarterly basis, compared to a monthly score update.

You’ll notice that some other myFICO product descriptions aren’t listed above, namely the Suze Orman’s FICO Kit Platinum along with IDFreeze. This is simply because I personally don’t recommend these two products as they overlap the other offerings above. The information you’ll receive from Suze Orman’s FICO kit can mostly be found at various credit education websites online, not to mention myFICO’s very own education center and knowledge base.

How to Apply myFICO promo code

By clicking the get discount button above, the latest coupon code will be automatically applied to your transaction when you’re about to check out. myFICO requires you to be login before you make your purchase, and they have since created a streamline purchase page, making it a little bit easier to by your FICO scores, requiring about 3-4 pages instead of the previous 7 pages of transaction. (another perspective: making it easier for them to make a buck out of you). Once you’ve logged in or created your account, you’ll be presented with an up-sale offer of a property report. If you’re not interested, simply leave the button where it is “No thanks” and click “Continue.”

You’ll be presented with the screenshot above, with the discount already applied. Fill in your payment information and simply the orange “Make Purchase Now” button and violà — scores at a 25% (at times, 30%) discount!

Updated and Expired myFICO promo codes

Need more information on each of the products listed above? Check out this latest myFICO promotional code page for more information on each of the credit score tracking and reporting products Fair Isaac offers, including the latest promo codes that will give you additional savings off your purchases at myFICO.com

Credit score and myFICO products from myFICO.com are a recommended purchase if you’re in a financial situation where you need to know your credit worthiness. This is especially true if you’ll be applying for an auto or mortgage loan within the foreseeable future. If you’re simply curious about your score, they may be a good purchase simply to know your credit worthiness, but be aware that they do cost money. If for whatever reason you want to get regular, real FICO score tracking, consider purchasing Score Watch or FICO Quarterly Monitoring, both of which will save you a bit of money vs. paying for each individual FICO scores whenever you need them.

Recently Expired Codes:

• MYFICO25: 25% off. Expired sometime during summer, 2010.
• MYFICO30: 30% off myFICO products. Expired end of March, 2010.
• 26UNTIL2010: 26% off myFICO Standard until — you’ve guessed it, 2010.
• SURVEY30: 30% off all myFICO products. Unfortunately expired.
• NOVEMBER26: Works for 26% off myFICO Standard until November 26, 2009.
• FINANCIALHELP25: Provided on myFICO.com homepage, worked until 9/09.
• 50FICOKIT: 50% off allFICO scores. Great deal, may appear again in future.
• myFICOis8: 30% off during FICO’s 8th anniversary. Perhaps they’ll do a 9th anniversary sale in the future.

Everyone’s got one, right?

It can be your car, belt, frying pan, spouse, etc. They may be old, out of style, and there may be newer, slicker alternatives—but you love it and you’ll keep using it until it breaks down on you. Just because it’s old doesn’t mean you need to replace it.

My old piece of junk would be the HP Deskjet 895 printer.

It’s about 8 years old—a century old in the age of computer equipments. What I love most about the printer is the fact that the ink cartridges are now available cheap in generic formats. They can be found at a cheap price of 10 for $40!

What’s your old piece of crap that you’ll never get rid of?

Alright, here are the winners for those yummy free In-N-Out burgers.

Comment numbers were chosen randomly by rolling a dice.

• Hurray to:
• #6 – anita in la
• #29 – Andrew
• #5 – tony
• #28 – Kristin
• #17 – Jem

Can’t believe my own numbers were chosen twice. Those above should receive an email from me shortly. For those that were hoping to score a free burger but didn’t—sorry!

Track your FICO scores easily buy using Score Watch from myFICO.com!

• Number of accounts opened: 7
• Inquiries: 3
• Total revolving balances: $2,500
• Total available credit: $53,000

Finally, back above 700!

This another fine example that the total amount of revolving balance affects your FICO score greatly. Since the last update in June, there has been little changes to any of these accounts besides the pay down of 0% balance transfers. Remember kids, if you’re utilizing a large portion of your credit limit, you’re giving your credit scores a major hit. Refer to the November 2005 score as an example.

The current, real-time score is most likely above 727, as the current total revolving balance should only be around $500—but the Providian score was most likely acquired during the middle of August. Will grab some scores via myfico.com for a quick comparison later on in the week.

Now that the scores and balances are in a more reasonable range, it may be time to look for another card to replace the soon-to-be defunct Citi Dividend Card.

If you’ve never seen these FICO tracking post before, check out some of the past post… the scores are like a roller coaster ride!

Tempting.

But, you know the name of the site.

Sniff, oh well.

Ah, convenience checks. Aka cash advance checks. When I see them in my credit card statements (mostly from Chase), I’ll go ape crazy and rip the checks into pieces and throw them into the fireplace—because as you all know, fire changes the physical and chemical property of paper. There’s little chance the paper will reappear! (Until next month).

You may find these convenience checks included in your monthly credit card statement. There will usually be a nice letter accompanying it, from your credit card company:

Hey best friend!
Use these convenience check to pay for that summer vacation, grocery purchase, or helicopter! All you have to do is write the amount, sign your name—use them like a regular check!
Yours, Credit Card Company.

Convenience checks are anything but convenient. If your definition of convenience is living on the streets due to credit card debt, then you’re dead-on.

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If you’re still here, check out the yummy Table of Contents!

So I was having some In-N-Out for dinner and realized that other people might want some too. Because frankly, it’s still the best $3.25 ever (within the four minute driving distance).

Do You want a free burger, fries, and ice tea? Just leave a comment! I’ll randomly choose five people, who’ll receive a $5 gift certificate for In-N-Out.

Some quickly made-up rules:

• Only for California, Arizona, and Nevada residents. Sorry!
• One entry per person, per household address.
• Gotta leave an email address for me to reach you. Nope, won’t spam you.
• Ends this Sunday, 8/27/06, 11:59 PM PST.

Will have these freebies again in the future, usually on the days that I eat In-N-Out.

Why? Probably because they’re good enough to give away for free.

P.S. Fast food’s bad for you.