The Quick Story:

One morning I woke up and realized I’ve amassed over $10,000 in credit cards debt — and I wasn’t even of legal drinking age yet. Not cool.

Thankfully, I got rid of the debt after a year of being less of a moron.

During the process of saving money instead of spending it, I found myself reading other personal finance blogs, and decided to jump on the bandwagon.

This is a personal finance blog. You will find blog post regarding various subject on personal finance, consumer spending, and general stupid products we should all avoid.

If you can handle poorly written post with equally poor grammar, then I implore you to subscribe to the blog. Doing so guarantees you to two worthwhile post per year.

Pretty sweet, huh?

About Cap:

I’m your average college student that went a little bit crazy with his credit card. Luckily I realized my foolishness before things got really out of hand.

While knocking down my debt cajun style, I began to develop a small geekish passion for personal finance (heck, I even took an elective personal finance class in college for ‘fun’).

I soon joined the personal finance blogsphere after realizing there were other freaks out there just like me — after all, who doesn’t want to feel belong?

For whatever reason, I like building jazzy and informative blogs on personal finance and related topics. While an at Mint.com, I help launched the Mint personal finance blog as a blog editor. The Mint blog was subsequently honored with a Webby Awards honoree selection in the blog business category.  You’ll currently find me at BlllShrink.com as a blog editor, cooking up crazy blog post ideas for BillShrink’s deliciously titled blog, Shrinkage is Good.

Blog Policies:

Disclaimer & Post Policy: This is a personal blog, not financial advice for your specific situation. Any information shared on Stop Buying Crap is provided for informational and entertainment purpose only.  There will never be a paid post on this blog, and any reviews you read are solely of my own opinion. Although I strive to keep any rate and offers mentioned up to date, you should always refer to the organization or company in question for latest rates and the offers terms and condition.

Commenting Policy: Don’t be a jerk. I don’t really care if you rip on me, but attacking other commenter is never welcome — your comments will be deleted. Constructive criticism to anyone is always okay.