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	<title>Comments on: Things to watch for in 0% Balance Transfers</title>
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	<link>http://www.stopbuyingcrap.com/credit-related/bad-0-balance-transfers/</link>
	<description>Over Five Years of Personal Finance, Consumer Spending, Crazy Products and Boring Blog Posts. Good grief.</description>
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		<title>By: Ahu</title>
		<link>http://www.stopbuyingcrap.com/credit-related/bad-0-balance-transfers/comment-page-1/#comment-7521</link>
		<dc:creator>Ahu</dc:creator>
		<pubDate>Tue, 15 Aug 2006 04:30:53 +0000</pubDate>
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		<description>Can I transfer less than the whole balance of my credit card? I have a debt at 8% now and can only pay off a portion of that before the 0%/12 month offers run out and I would have to pay a higher percentage. So I was thinking I would just transfer what I was sure I could pay off in 12 months. What do you think?</description>
		<content:encoded><![CDATA[<p>Can I transfer less than the whole balance of my credit card? I have a debt at 8% now and can only pay off a portion of that before the 0%/12 month offers run out and I would have to pay a higher percentage. So I was thinking I would just transfer what I was sure I could pay off in 12 months. What do you think?</p>
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		<title>By: Flexo</title>
		<link>http://www.stopbuyingcrap.com/credit-related/bad-0-balance-transfers/comment-page-1/#comment-200</link>
		<dc:creator>Flexo</dc:creator>
		<pubDate>Wed, 09 Nov 2005 04:29:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=109#comment-200</guid>
		<description>As an addition to your list... do not transfer a balance to an MBNA credit card.  They will not let you retrieve a credit balance on an MBNA credit card account if it is a significant credit.  They consider this to be &quot;money laundering,&quot; even though it isn&#039;t.</description>
		<content:encoded><![CDATA[<p>As an addition to your list&#8230; do not transfer a balance to an MBNA credit card.  They will not let you retrieve a credit balance on an MBNA credit card account if it is a significant credit.  They consider this to be &#8220;money laundering,&#8221; even though it isn&#8217;t.</p>
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	<item>
		<title>By: Cap</title>
		<link>http://www.stopbuyingcrap.com/credit-related/bad-0-balance-transfers/comment-page-1/#comment-199</link>
		<dc:creator>Cap</dc:creator>
		<pubDate>Tue, 08 Nov 2005 07:18:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=109#comment-199</guid>
		<description>oh yeah thats a good one.

they generally fall to those 0% for the life of balance transfer offers.

I havent come across one though, but I have seen plenty of those for 1% for life APR offers.

pretty tricky.</description>
		<content:encoded><![CDATA[<p>oh yeah thats a good one.</p>
<p>they generally fall to those 0% for the life of balance transfer offers.</p>
<p>I havent come across one though, but I have seen plenty of those for 1% for life APR offers.</p>
<p>pretty tricky.</p>
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		<title>By: Al</title>
		<link>http://www.stopbuyingcrap.com/credit-related/bad-0-balance-transfers/comment-page-1/#comment-196</link>
		<dc:creator>Al</dc:creator>
		<pubDate>Tue, 08 Nov 2005 02:49:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=109#comment-196</guid>
		<description>I&#039;ve seen an offer valid only if you make a minimum purchase each month - something to look for...</description>
		<content:encoded><![CDATA[<p>I&#8217;ve seen an offer valid only if you make a minimum purchase each month &#8211; something to look for&#8230;</p>
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		<title>By: &#187; Carnival of Personal Finance #21&#160;by&#160;Blueprint for Financial Prosperity</title>
		<link>http://www.stopbuyingcrap.com/credit-related/bad-0-balance-transfers/comment-page-1/#comment-195</link>
		<dc:creator>&#187; Carnival of Personal Finance #21&#160;by&#160;Blueprint for Financial Prosperity</dc:creator>
		<pubDate>Mon, 07 Nov 2005 14:24:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=109#comment-195</guid>
		<description>[...] Cap of StopBuyingCrap shares some of the things you should watch for if you are considering about 0% balance transfer offers. [...]</description>
		<content:encoded><![CDATA[<p>[...] Cap of StopBuyingCrap shares some of the things you should watch for if you are considering about 0% balance transfer offers. [...]</p>
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