Chase Freedom rotating summer cash back category

If you have a Chase Freedom credit card (whether it’s a VISA or MasterCard), you’ve probably got a similar mailing in your mail box.  As you can tell above, I have too many Chase Freedom cards (although some of them are duplicate ones, I have a strange habit of keeping credit cards that are long-since expired).

Before you start thinking I went crazy with the credit card sign-ups, Chase basically converted all my credit cards to their “Freedom” lineup through out the years, as they consolidated their credit card program under their flagship card product and revamp their reward programs to the “Ultimate Reward” structure.

This is just a friendly reminder to anyone that may also have had their Chase credit card converted to a Chase Freedom card.  For the summer of 2010, you’ll get 5% cash back on travel related purchases, which in fact is a pretty sweet deal.

Notes on the 5% cash back:

  • Purchase categories are gas, airlines, auto rentals, and hotels
  • Up to $1,500 only. So basically maximum of $75 in cash back
  • Valid between July 1st and September 30th, 2010
  • Sign up at
  • Or call 1-866-913-4992
  • Pictures of the opt-in process can be found below

The fine prints are in the brochure, but things you basically need to be aware of are the fact that you have to opt-in for this cash-back offer. Offer applies only to net purchase made with your credit card during the promotion period, online and catalog purchases are not eligible to receive the bonus reward UNLESS the merchants have correctly identified and billed the transaction (less of an issues these days if you purchase airline tickets or the hotel booking directly from the airline/hotel).

This offer may be available to certain Chase Freedom card members only, as per the fine print in the mailing. But seeing as how all four of my credit card received the similar offer, I’m assuming that they’ve cast a pretty wide net in this summer promotion.

Chase Freedom rotating summer cash back for 2010

If you’re not familiar with the Chase Freedom card, the gist is that it’s a 1%/5% cash back credit card with rotating bonus cash back category. I’m personally not a real fan of rotating cash back categories (something Discover card introduced back in the days), but it’s definitely a program that’s much easier for card companies to maintain in terms of profitability. In this particular situation, the cash back category is timely and useful. I’ll most likely easily reach the cash back limit for this promotion as I have a few trips lined up in the summer. If you have a Chase Freedom card and you’re planning for some summer trips too, opting in for this offer is a no brainer.

Chase Freedom bonus cash back opt in confirmation