Comments on: The Why and How of Credit Freeze

By: Randall

Randall — Mon, 03 Oct 2011 19:04:07 +0000

Do you need to freeze both spouses credit with each agency? I assume so.

By: Scott

Scott — Tue, 25 May 2010 21:36:25 +0000

Even if a freeze was imposed on your account, certain government agencies, some insurers, and companies you already did business with can still access your credit reports. Also, a freeze will not stop negative data like delayed payments from being entered into your credit profile. Likewise, a freeze cannot shield your accounts from getting damaged.

Some important things remember about credit freeze:
• Start a freeze right away with all credit bureaus if you feel that you are being victimized by identity theft.

• If you’re applying for any loan or credit, do not initiate a freeze yet.

• If you want to lift the freeze temporarily, give it enough time and check that the companies you want to deal with have not been blocked.

• Always keep in mind that even if your account is put into freeze, you still need to check on it at least once a year to avert any suspicious transactions.

By: AC

AC — Wed, 13 Jan 2010 00:29:44 +0000

By having a power of attorney you can make request a credit freze on his behalf, just send all of his information i.e. (name, date of birth, etc) along with a copy of the power of attorney, if that doesn’t work then file a motion in court requesting the credit freeze, for the above mentioned reasons. Hope this helps.

By: TERRI LANDIS

TERRI LANDIS — Wed, 23 Sep 2009 20:01:30 +0000

MY SON IS 23 AND BI-POLAR AND IS ON DISABILITY I HAVE POWER OF ATTORNEY FOR EVERYTHING FOR HIM THE MENTAL ILLNESS CAUSES HIM TO HAVE EXCESSIVE SPENDING HABITS IS THERE ANY WAY TO FREEEZ HIS CREDIT TO WHERE IM NOTIFIED AND THAT HE CANT OPEN UP CHARGE CARDS AFTER CHARGE CARDS AND TO WHERE ICAN MONITOR HIS ACTIVITIES