It’s that time of the year again!
Posted by Cap in Credit Related |I got an email from TransUnion a few days ago, reminding me that it has already been one year since I’ve requested a free credit report from them, due to that spiffy federal law from awhile back.
Anyhow it’s only a year for those of us in the west coast states, since if I remember it right, the benefit didn’t kick in till middle of the year for the rest of the country.
If you’ve already requested a free credit report, you should just go to each of the credit reporting agency’s respective site and access your account and request your report from there, it’ll make things easier.
I think I’ll hold off on the credit report as the last ones I’ve seen are about 4-5 months ago, I have a pretty good idea of where I’m standing right now.
3 Comments to “It’s that time of the year again!”
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December 14th, 2005 at 3:20 pm
You should still check every 4 months for unauthorized activity.
Kevin
December 15th, 2005 at 9:26 am
yeah I figure 6 months intervals are good enough for me. might change it as I use my credit more though..
I’m waiting a bit because I want to see if some of the things I’ve been doing lately will be reflected in the credit history or not.
December 15th, 2005 at 10:12 am
Since you are allowed to get one free credit report from each of the 3 credit reporting agencies, it i will be best if you requested your credit report every 4 months.