Free Annual Credit Report.

I got an email from TransUnion a few days ago, reminding me that it has already been one year since I’ve requested a free credit report from them, due to that spiffy federal law from awhile back.

Anyhow it’s only a year for those of us in the west coast states, since if I remember it right, the benefit didn’t kick in till middle of the year for the rest of the country.

If you’ve already requested a free credit report, you should just go to each of the credit reporting agency’s respective site and access your account and request your report from there, it’ll make things easier.

I think I’ll hold off on the credit report as the last ones I’ve seen are about 4-5 months ago, I have a pretty good idea of where I’m standing right now.