Comments on: Last Cash Back Check from Chase Freedom Card

By: Helen

Helen — Mon, 14 Feb 2011 02:13:17 +0000

How do I know how much my cashback is and how do I get it.

By: spamiard

spamiard — Sat, 24 Jan 2009 07:01:51 +0000

Is the 3% variant of the Chase Freedom Rewards card definitely dead and buried? This application link doesn’t seem to mention a 6 month cliff for the triple rewards (or the $200-will-get-you-$250 thing):

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=C2DN

Or maybe all the fine print has just turned my brain to mush.

By: Cap

Cap — Fri, 23 Jan 2009 02:56:00 +0000

Bradley: Yeah current Chase customers will still retain their previous Freedom reward program. I didn’t realize there’s a 20,000 miles option though if you switch over to “points.” That actually sounds a little bit better. I suppose if they give good miles to dollar ratio for airlines you actually use, then that’s a pretty sweet deal.

Also didn’t realize the Miles by Discover makes accumulating 1,000 miles that easily too. Thanks for sharing. I’ll definitely check out Miles by Discover more…

By: Bradley Sugarman

Bradley Sugarman — Fri, 23 Jan 2009 01:06:31 +0000

I actually just went to the Chase location here today to cancel a different Chase account and out of curiousity I pulled out my Chase Freedom card and asked if they had dropped their triple rewards program. I was informed that they hadn’t dropped the program, which didn’t surprise me. I didn’t remember seeing any notices or changes on my statements.

And as tempting as the additional $50 is for a $200 refund, I think you’re all being played. I go for the miles and never pay for travel. You can either get $250 or 20,000 miles (possibly a free domestic ticket). On Delta, for example, to purchase miles you can buy only about 8,500 miles for $250. I’ve been saving my miles to go overseas so the program is very helpful.

Another great miles card is Miles by Discover. My only Discover card but you get 1,000 miles every month you make a purchase. So I just stuff that in the back of my wallet and pull it out once a month for a $2 purchase and BAM 1,000 additional miles. That’s an additional 10,000 miles every year for less than $20 of purchases.

By: bf29

bf29 — Thu, 08 Jan 2009 05:05:35 +0000

Duff – sounds like the Chase Rewards Plus you have is a little different on the rewards. The Chase Freedom kicks in an additional $50 bonus, when you wait to redeem at the $200 reward level (so you get a $250 check). I just submitted for my 2nd $250 redemption. I’ve had the card since april ’08. Works for me. I haven’t heard similar stories of the rewards going away as others have. Hmmmm . ..

By: Duff

Duff — Mon, 05 Jan 2009 20:31:12 +0000

Hmm… We use a Chase Rewards Plus card where we get 5 points per dollar spend at gas/groc/pharma. We have been redeeming the points for $100 checks, which works out to a 5% cash-back deal.

What’s this about the $250 checks? I’ve never seen that listed in our rewards list. Is it a hidden feature or perhaps just not part of my program?

By: Student Scrooge

Student Scrooge — Sat, 03 Jan 2009 21:18:55 +0000

I am *so* close to what I think will be my last Chase Freedom rewards check — hopefully will cross $200 on my next statement. I was planning on switching to the Schwab card, too — I have been very happy with their investor checking setup.

I had no idea that Chase was no longer offering the Freedom card as I knew it… I should stop recommending it then!

By: Cap

Cap — Wed, 31 Dec 2008 02:01:40 +0000

true enough that if you’re carrying a balance, the CC rewards/cash back is sort of pointless.

By: FixThePig

FixThePig — Tue, 30 Dec 2008 03:28:57 +0000

I’m all about getting the cash back rewards with my card as well; it blows my mind however when I hear people tell me they love their card because of the rewards, then come to find out 10 mins later they’re in 40k of credit card debt.

By: nickel

nickel — Mon, 29 Dec 2008 15:07:55 +0000

We, too, just got a check from Chase. I haven’t heard anything about them discontinuing or changing the program for existing card members, so hopefully they won’t. We only use the card as a backup to our Blue Cash card (at places that don’t accept Amex), but still… That $50 bonus for accruing $200 in rewards is nice.

By: Bill M

Bill M — Mon, 29 Dec 2008 14:36:27 +0000

Hi, I am too a big fan of the Chase Freedom card, one thing you have to remember is that you are not truly earning 1% or 3%, if you let it accumulate till 200, you get another 25%, so you truly, you are getting 3% + 25% for groceries, gas, and fast food which is fine for me. I use the AMEX SimplyCash for Cell Phone, Gas and Office Supplies which gets me 5% and the Schwab for 2% everywhere else.