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  • Number of accounts opened: 7
  • Inquiries: 3
  • Total revolving balances: $19,300
  • Total available credit: $50,000

Scores took another deep dive during the months of October to November. Changes? Maxing out the Citi card for 0% balance transfer. (Took out another $5,300). That’s the only major change in that time period. Refer to Part #2 for more info.

Scores in December or January should bump up a bit, because I just paid off a $7,800 BT on my Bank of America VISA.

FICO Score Tracking Series:

  1. More Debt = Lower Score
  2. Who Cares About Credit Score?
  3. Lowest Score Ever
  4. Little Changes
  5. Nothing New, Yet
  6. Back Above 700!
  7. Breaking the 800 Mark
  8. What the Deuce?