Comments on: Preview: Chase Freedom Credit Card

By: Cap

Cap — Fri, 20 Apr 2007 04:35:11 +0000

Actually yeah thanks for the correction Mike. There is a Visa Signature Chase Freedom available (along with the normal one). There is also a World MasterCard Chase Freedom available too (along with the normal MasterCard).

I haven’t seen a link to the World MasterCard, as I got the targeted offer in the mail (after I wrote this post) it’s benefits are also a bit different. You get 3% back from the top 3 spending categories from a list of about 17 categories. Pretty spiffy. There was also an offer of $100 reward after first purchase, so I went ahead and got this card too.

Ah, so many credit card in so short of a time… ack

By: Mike

Mike — Fri, 20 Apr 2007 02:01:29 +0000

The Chase Freedom is a signature card - see here

By: tanyetta

tanyetta — Sat, 07 Apr 2007 06:14:59 +0000

great review. this is the first explanation of this card that i’ve actually understood.

i’m searching your site for the keep the change promo. i can’t find it. wrong blog? geez, i’m sorry. have a great weekend! :)–t

By: Cap

Cap — Sat, 07 Apr 2007 00:04:33 +0000

haha well if you have patience I think you can accumulate enough. plus switching between won’t diminish the value of the points or cash.

but you’re right on paying it in full every month. if you don’t, there’s little point in these rewards as the interest rate will easily balance them out.

By: SkyeBlue

SkyeBlue — Sat, 24 Mar 2007 18:25:06 +0000

To me it seems that giving people the opportunity to be able to switch between points and cash rewards means that that you will never really be able to to accomplish much with either one. Maybe that is the point!

This card seems to really be geared towards people who RELIGIOUSLY pay their balance in full every month. Not much point in paying 13% (or however much interest you pay a month) to get 1-3% back!

By: TF Miser

TF Miser — Fri, 23 Mar 2007 20:46:23 +0000

I switched my Chase rewards card to the Freedom card. It only took a phone call. I think it was well worth it since the 3% categories are the main ones I use my card for. The Chase rewards card paid only 1% for everything.

By: Cap

Cap — Fri, 23 Mar 2007 07:59:49 +0000

all VISA card should have the auto rental collision damage wavier benefit, but I believe only a VISA Signature card will have the warranty manager service. ~~So the Chase Freedom doesn’t have it~~ (read follow up comment below).

the definition for quick service restaurants are pretty vague.. but for sure most fast food joints will qualify under this. most coffee shop should too. basically, most places that aren’t sit-in restaurants with servers.

it also depends on how the merchant identifies themselves as they bill you too, and Chase is pretty much has the final say on who falls under the category and who doesn’t.

a few trial and error at your favorite local eateries should be able to distinguish what’s qualified and what’s not

By: Tom

Tom — Fri, 23 Mar 2007 05:41:12 +0000

I have this card and have one major complaint with it. What the hell counts as a Quick Service restaurant?!

By: A

Fri, 23 Mar 2007 04:51:44 +0000

Does this have warranty manager and free insurance on car rentals?