Comments on: Why You Shouldn’t Opt-Out of Credit Card Solicitation http://www.stopbuyingcrap.com/credit-related/why-you-shouldnt-opt-out-of-credit-card-solicitation/ Over Five Years of Personal Finance, Consumer Spending, Crazy Products and Boring Blog Posts. Good grief. Sun, 12 Feb 2012 08:14:43 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Cap http://www.stopbuyingcrap.com/credit-related/why-you-shouldnt-opt-out-of-credit-card-solicitation/comment-page-1/#comment-7239 Cap Thu, 10 Aug 2006 13:12:05 +0000 http://www.stopbuyingcrap.com/2006/08/09/why-you-shouldnt-opt-out-of-credit-card-solicitation/#comment-7239 good point on that, people with great scores and history generally aren't interested in these types of offers anyway. good point on that, people with great scores and history generally aren’t interested in these types of offers anyway.

]]> By: Todd http://www.stopbuyingcrap.com/credit-related/why-you-shouldnt-opt-out-of-credit-card-solicitation/comment-page-1/#comment-7179 Todd Wed, 09 Aug 2006 19:14:29 +0000 http://www.stopbuyingcrap.com/2006/08/09/why-you-shouldnt-opt-out-of-credit-card-solicitation/#comment-7179 I opted out permanently when I bought my first house 4 years ago..and it actually reduced the offers substantially. Now I'm thinking of opting back in as my financial situation is much improved, and I'd like to get some 0% offers for a change! I opted out permanently when I bought my first house 4 years ago..and it actually reduced the offers substantially. Now I’m thinking of opting back in as my financial situation is much improved, and I’d like to get some 0% offers for a change!

]]> By: samerwriter http://www.stopbuyingcrap.com/credit-related/why-you-shouldnt-opt-out-of-credit-card-solicitation/comment-page-1/#comment-7169 samerwriter Wed, 09 Aug 2006 15:33:32 +0000 http://www.stopbuyingcrap.com/2006/08/09/why-you-shouldnt-opt-out-of-credit-card-solicitation/#comment-7169 Of course if you have a Hercules-like credit score and history, you probably are not easily enticed by low interest rates and balance transfers. The best deals are available to those least likely to appreciate them! Of course if you have a Hercules-like credit score and history, you probably are not easily enticed by low interest rates and balance transfers.

The best deals are available to those least likely to appreciate them!

]]> By: Get Rich Slick » OptOutPreScreen.com Experiment http://www.stopbuyingcrap.com/credit-related/why-you-shouldnt-opt-out-of-credit-card-solicitation/comment-page-1/#comment-7159 Get Rich Slick » OptOutPreScreen.com Experiment Wed, 09 Aug 2006 14:28:00 +0000 http://www.stopbuyingcrap.com/2006/08/09/why-you-shouldnt-opt-out-of-credit-card-solicitation/#comment-7159 [...] I got the idea to run an experiement from StopBuyingCrap.com after reading about why you shouldn’t opt out of prescreen offers.  Cap suggests that consumers get the best credit card offers through unsolicited mail offers.  Personally, I disagree because over the last 10 years I can think of only a single instance of opening an account because of a mailed offer. Perhaps I’m a bit quirky but I don’t ever buy products over the telephone (because it encourages telemarketers) and I don’t buy products from email, no matter how good a deal,  because it encourages spam nor do I ever open credit card offers received through the mail (because it enourages more of the same). [...] [...] I got the idea to run an experiement from StopBuyingCrap.com after reading about why you shouldn’t opt out of prescreen offers.  Cap suggests that consumers get the best credit card offers through unsolicited mail offers.  Personally, I disagree because over the last 10 years I can think of only a single instance of opening an account because of a mailed offer. Perhaps I’m a bit quirky but I don’t ever buy products over the telephone (because it encourages telemarketers) and I don’t buy products from email, no matter how good a deal,  because it encourages spam nor do I ever open credit card offers received through the mail (because it enourages more of the same). [...]

]]> By: Rich Slick http://www.stopbuyingcrap.com/credit-related/why-you-shouldnt-opt-out-of-credit-card-solicitation/comment-page-1/#comment-7157 Rich Slick Wed, 09 Aug 2006 14:07:16 +0000 http://www.stopbuyingcrap.com/2006/08/09/why-you-shouldnt-opt-out-of-credit-card-solicitation/#comment-7157 I've opted out numerous times over the past year and I continue to receive a pile of card offers (at least 3 per week). I'll be conducting an experiment. I'm OPTING OUT of all offers today and I'll keep track of the offers I receive over the next 12 months to see how well this works. I’ve opted out numerous times over the past year and I continue to receive a pile of card offers (at least 3 per week). I’ll be conducting an experiment. I’m OPTING OUT of all offers today and I’ll keep track of the offers I receive over the next 12 months to see how well this works.

]]> By: King of Debt http://www.stopbuyingcrap.com/credit-related/why-you-shouldnt-opt-out-of-credit-card-solicitation/comment-page-1/#comment-7154 King of Debt Wed, 09 Aug 2006 13:03:40 +0000 http://www.stopbuyingcrap.com/2006/08/09/why-you-shouldnt-opt-out-of-credit-card-solicitation/#comment-7154 If it wasn't for opting in, we definately would not have been able to move all of our credit card debt into the 0% to 1.9% interest arena permanently. Some of the cards require us to make minimum purchases per month, but this is easily accomplished by paying a utility bill, buying gas, or buying groceries on the cards. If it wasn’t for opting in, we definately would not have been able to move all of our credit card debt into the 0% to 1.9% interest arena permanently. Some of the cards require us to make minimum purchases per month, but this is easily accomplished by paying a utility bill, buying gas, or buying groceries on the cards.

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