This promotion has ended. If you need a discount for myFICO, click here.

myFICO currently has a 20% off summer sale for their FICO scores. Original price for each score is $15.95. After discount, the cost for each credit score is $12.76. The promotion ends on July 31, 2008.

FICO credit scores are a good purchase when:

  • You are planning to get a significant loan (home, auto, or boat) and need to know your credit worthiness
  • You need to see if your recent financial actions have affected your credit worthiness negatively or positively
  • You are planning to fix your credit and/or get out of debt (knowing your credit worthiness can help significantly in rate negotiation)

FICO credit scores are NOT a worthwhile purchase when:

  • You are simply curious of your credit scores
  • You haven’t made any significant changes to your credit profile
  • You aren’t in a financial situation where you need to know your credit worthiness

Remember, knowing your credit scores, buying your credit reports (especially when they’re available free annually), and using credit monitoring services does NOT magically make your financial situation better. Don’t buy into the marketing of fear that’s being employ by some credit reporting companies.

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July 16, 2008