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	<title>Comments on: HOW TO: Get Rid of NSF Fees?  Just ask!</title>
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	<link>http://www.stopbuyingcrap.com/how-to/get-rid-of-fees-just-ask/</link>
	<description>Over Five Years of Personal Finance, Consumer Spending, Crazy Products and Boring Blog Posts. Good grief.</description>
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		<title>By: Lee</title>
		<link>http://www.stopbuyingcrap.com/how-to/get-rid-of-fees-just-ask/comment-page-1/#comment-147447</link>
		<dc:creator>Lee</dc:creator>
		<pubDate>Thu, 11 Mar 2010 16:04:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=104#comment-147447</guid>
		<description>This is an old post but...recently happened to me. Long story and different from yours but...

Calling doesn&#039;t work...at least for me. Called three times. But just email them. Got most of my two overdraft fees waive. Waiting for them to email me back and hopefully waive two more overdraft fees I got because they charged me overdraft fees for two transactions they held my funds for because they posted and my account was negative at the time. Ridiculous. Charged me overdraft fees on transactions you held enough of my funds for only because my acct was negative when they finally posted. BS!</description>
		<content:encoded><![CDATA[<p>This is an old post but&#8230;recently happened to me. Long story and different from yours but&#8230;</p>
<p>Calling doesn&#8217;t work&#8230;at least for me. Called three times. But just email them. Got most of my two overdraft fees waive. Waiting for them to email me back and hopefully waive two more overdraft fees I got because they charged me overdraft fees for two transactions they held my funds for because they posted and my account was negative at the time. Ridiculous. Charged me overdraft fees on transactions you held enough of my funds for only because my acct was negative when they finally posted. BS!</p>
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		<title>By: Jonathan</title>
		<link>http://www.stopbuyingcrap.com/how-to/get-rid-of-fees-just-ask/comment-page-1/#comment-180</link>
		<dc:creator>Jonathan</dc:creator>
		<pubDate>Sun, 30 Oct 2005 06:43:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=104#comment-180</guid>
		<description>Good stuff.  Yes, if you are running into a wall, do not get angry, just say thanks and try again later.  I usually just call since I am impatient and like to know if the fee will get waived right away.  But using e-mail is a good alternative, may try that next time.</description>
		<content:encoded><![CDATA[<p>Good stuff.  Yes, if you are running into a wall, do not get angry, just say thanks and try again later.  I usually just call since I am impatient and like to know if the fee will get waived right away.  But using e-mail is a good alternative, may try that next time.</p>
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		<title>By: Cap</title>
		<link>http://www.stopbuyingcrap.com/how-to/get-rid-of-fees-just-ask/comment-page-1/#comment-179</link>
		<dc:creator>Cap</dc:creator>
		<pubDate>Sat, 29 Oct 2005 19:21:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=104#comment-179</guid>
		<description>ouch thats a lot.

you make a great point, sometimes it wouldn&#039;t work so well depending on the CSR you&#039;re talking to.

thats one of the reason why I didnt call, I figure it may be easier for them to say Yes from an email, plus my tone can be more neutral.  I might come off as sounding too complaining on the phone..

thats great that you were persistance and eventually the fees were refunded though!

might be the same concept as this thing I read about, where if you want leniency on your traffic ticket.. request your trial to be done in writing, and ask the judge in writing to drop or lower your fines.

not sure how well that works though...</description>
		<content:encoded><![CDATA[<p>ouch thats a lot.</p>
<p>you make a great point, sometimes it wouldn&#8217;t work so well depending on the CSR you&#8217;re talking to.</p>
<p>thats one of the reason why I didnt call, I figure it may be easier for them to say Yes from an email, plus my tone can be more neutral.  I might come off as sounding too complaining on the phone..</p>
<p>thats great that you were persistance and eventually the fees were refunded though!</p>
<p>might be the same concept as this thing I read about, where if you want leniency on your traffic ticket.. request your trial to be done in writing, and ask the judge in writing to drop or lower your fines.</p>
<p>not sure how well that works though&#8230;</p>
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		<title>By: diane from PA</title>
		<link>http://www.stopbuyingcrap.com/how-to/get-rid-of-fees-just-ask/comment-page-1/#comment-178</link>
		<dc:creator>diane from PA</dc:creator>
		<pubDate>Sat, 29 Oct 2005 18:18:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=104#comment-178</guid>
		<description>Hi,  I made an error and bounced a few checks during a three day period last year.  Ended up with $80 in fees.  I did complain but not to the right person.  
Six months later I was still complaining but this time the right person heard and fees were refunded.
I guess you have to make sure you are asking the right person to take some action.  The bank clerk I first spoke to was not the right person.</description>
		<content:encoded><![CDATA[<p>Hi,  I made an error and bounced a few checks during a three day period last year.  Ended up with $80 in fees.  I did complain but not to the right person.<br />
Six months later I was still complaining but this time the right person heard and fees were refunded.<br />
I guess you have to make sure you are asking the right person to take some action.  The bank clerk I first spoke to was not the right person.</p>
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