Comments on: HOWTO: Understand Credit Card Terms & Conditions http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/ Over Four Years of Personal Finance, Consumer Spending, Crazy Products and Boring Blog Posts. Good grief. Tue, 16 Mar 2010 00:35:29 -0700 http://wordpress.org/?v=2.8.4 hourly 1 By: Searchlight Crusade http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-107480 Searchlight Crusade Tue, 18 Sep 2007 04:11:44 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-107480 <strong>Links and Minifeatures 07 31 Monday (Just Carnivals)...</strong> Carnivals: RINO Sightings Recommended: Bloggin' OutLoud and aTypical Joe, for the fact that they agreed to host a discussion debate upon gay marriage, posted on each other's sites, and kept it civil, issues oriented, and engaging. Also Pigilito Says ... Links and Minifeatures 07 31 Monday (Just Carnivals)…

Carnivals: RINO Sightings Recommended: Bloggin’ OutLoud and aTypical Joe, for the fact that they agreed to host a discussion debate upon gay marriage, posted on each other’s sites, and kept it civil, issues oriented, and engaging. Also Pigilito Says …

]]> By: My Money Blog http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-7076 My Money Blog Tue, 08 Aug 2006 07:26:56 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-7076 <strong>Scouting For 0% Balance Transfer Offers...</strong> [This is Part 2 of an ongoing series.] Now that you’ve read my introduction and warnings about 0% balance transfer offers, let’s try to find some suitable deals. First, some definitions: A balance transfer is traditionally the transfer of a... Scouting For 0% Balance Transfer Offers…

[This is Part 2 of an ongoing series.]
Now that you’ve read my introduction and warnings about 0% balance transfer offers, let’s try to find some suitable deals. First, some definitions:
A balance transfer is traditionally the transfer of a…

]]> By: Blogging Away Debt » Blog Archive » Credit Card Applications Demystified http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-6796 Blogging Away Debt » Blog Archive » Credit Card Applications Demystified Sat, 05 Aug 2006 03:24:42 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-6796 [...] You learn something new every day! While reading some personal finance blogs tonight, I came across a great post that goes through almost everything on a credit card application. [...] [...] You learn something new every day! While reading some personal finance blogs tonight, I came across a great post that goes through almost everything on a credit card application. [...]

]]> By: Get Rich Slowly » links for 2006-08-03 http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-6715 Get Rich Slowly » links for 2006-08-03 Thu, 03 Aug 2006 12:33:34 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-6715 [...] StopBuyingCrap.com » HOWTO: Understand Credit Card Terms & Conditions, Because You Don’t Want to Get Screwed “Here’s the kick-ass guide to understanding credit card terms & conditions.” (tags: creditcards howto) [...] [...] StopBuyingCrap.com » HOWTO: Understand Credit Card Terms & Conditions, Because You Don’t Want to Get Screwed “Here’s the kick-ass guide to understanding credit card terms & conditions.” (tags: creditcards howto) [...]

]]> By: Cap http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-6663 Cap Tue, 01 Aug 2006 17:26:00 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-6663 ah come to think of it, I really shouldn't have posted the early pay fee from the example, I think I ended up making everyone worry over nothing. sorry! thinking twice before applying to a department store credit card is definitely a smart move. although you should take what I write w/ a grain of salt, as I'm no expert and every situation is different.. I'll shoot you a few suggestion, hopefully they're helpful. ah come to think of it, I really shouldn’t have posted the early pay fee from the example, I think I ended up making everyone worry over nothing. sorry!

thinking twice before applying to a department store credit card is definitely a smart move.

although you should take what I write w/ a grain of salt, as I’m no expert and every situation is different.. I’ll shoot you a few suggestion, hopefully they’re helpful.

]]> By: AllFinancialMatters » Blog Archive » The Carnival of Personal Finance - Week 59 http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-6618 AllFinancialMatters » Blog Archive » The Carnival of Personal Finance - Week 59 Mon, 31 Jul 2006 05:02:04 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-6618 [...] HOWTO:Understand Credit CardTerms & Conditions [...] [...] HOWTO:Understand Credit CardTerms & Conditions [...]

]]> By: tanyetta http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-6613 tanyetta Sun, 30 Jul 2006 22:40:56 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-6613 Thank you!!!!!!!!! AS a parent of a teenager, I've tried to explain it to her. Now I will just send her this like. I told her that FREE offer at the JCPenny counter will cost so much more down the road. Just say NO to those things!!! Thank you for posting this!!!!! ps.. I have a question on how to advise her on obtaining a credit history though. She wants to get a cellphone and will need $500 deposit because she doesn't have a credit history. What would be your suggestion on the BEST and SAFEST way for her to obtain a credit history. Please email me when you can with the answer. Thank you. dayslikethese2@gmail.com Thank you!!!!!!!!! AS a parent of a teenager, I’ve tried to explain it to her. Now I will just send her this like. I told her that FREE offer at the JCPenny counter will cost so much more down the road. Just say NO to those things!!! Thank you for posting this!!!!!

ps.. I have a question on how to advise her on obtaining a credit history though. She wants to get a cellphone and will need $500 deposit because she doesn’t have a credit history. What would be your suggestion on the BEST and SAFEST way for her to obtain a credit history.

Please email me when you can with the answer. Thank you.

dayslikethese2@gmail.com

]]> By: AllFinancialMatters » Blog Archive » Weekly Roundup http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-6506 AllFinancialMatters » Blog Archive » Weekly Roundup Fri, 28 Jul 2006 18:18:50 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-6506 [...] Don’t Get Screwed by Credit Card Companies [...] [...] Don’t Get Screwed by Credit Card Companies [...]

]]> By: sf mom http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-6476 sf mom Fri, 28 Jul 2006 02:03:00 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-6476 Thanks. I just double-checked the terms and conditions on a balance transfer I just put through on a new BofA card. I exhaled after I realized that I didn't have one of those pay-off early fees. I thought I read through everything carefully, but these T&C can be soooo confusing. Thanks, this was great! Thanks. I just double-checked the terms and conditions on a balance transfer I just put through on a new BofA card. I exhaled after I realized that I didn’t have one of those pay-off early fees. I thought I read through everything carefully, but these T&C can be soooo confusing.
Thanks, this was great!

]]> By: Cap http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-6439 Cap Thu, 27 Jul 2006 03:26:56 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-6439 ah sorry for the confusion. the specific pay-off early fee is for this particular credit card offer only. in this credit card offer, they want you to keep a balance transfer of at least $3,500 for at least 18 months. the longer you keep the balance transfer, the more interest you're charged---in return, you get a "free" laptop. ah sorry for the confusion. the specific pay-off early fee is for this particular credit card offer only.

in this credit card offer, they want you to keep a balance transfer of at least $3,500 for at least 18 months. the longer you keep the balance transfer, the more interest you’re charged—in return, you get a “free” laptop.

]]> By: SkyeBlue http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-6420 SkyeBlue Wed, 26 Jul 2006 13:56:00 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-6420 Hey Cap, I have a question. When you mentioned about the fee for "paying off the balance transfer EARLY", I didn't know there WAS a certain "time limit" to take to pay off something on your credit card. Where does it state exactly how long you are supposed to take to pay it off? And, what difference should it make to them how long or how short of a time you take to pay it off? Hey Cap, I have a question.

When you mentioned about the fee for “paying off the balance transfer EARLY”, I didn’t know there WAS a certain “time limit” to take to pay off something on your credit card. Where does it state exactly how long you are supposed to take to pay it off? And, what difference should it make to them how long or how short of a time you take to pay it off?

]]> By: Cap http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-6402 Cap Wed, 26 Jul 2006 05:00:57 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-6402 danke :) danke :)

]]> By: daniel http://www.stopbuyingcrap.com/how-to/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/comment-page-1/#comment-6371 daniel Tue, 25 Jul 2006 17:37:31 +0000 http://www.stopbuyingcrap.com/2006/07/25/howto-understand-credit-card-terms-conditions-because-you-dont-want-to-get-screwed/#comment-6371 thanks for the breakdown. love the site, esp. the cheap ass post. hilarious! thanks for the breakdown. love the site, esp. the cheap ass post. hilarious!

]]>