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	<title>Comments on: Finding That Special Reason to Care about Your Finances</title>
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	<link>http://www.stopbuyingcrap.com/personal-finance/finding-that-special-reason-to-care-about-your-finances/</link>
	<description>Over Four Years of Personal Finance, Consumer Spending, Crazy Products and Boring Blog Posts. Good grief.</description>
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		<title>By: Poorer Than You &#187; From My Reader: StopBuyingCrap.com</title>
		<link>http://www.stopbuyingcrap.com/personal-finance/finding-that-special-reason-to-care-about-your-finances/comment-page-1/#comment-26014</link>
		<dc:creator>Poorer Than You &#187; From My Reader: StopBuyingCrap.com</dc:creator>
		<pubDate>Sat, 07 Apr 2007 01:48:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/2007/03/27/finding-that-special-reason-to-care-about-your-finances/#comment-26014</guid>
		<description>[...] posts I recommend:FICO Score Tracking #7 - Breaking the 800 MarkWoops, I Bought a Private JetFinding That Special Reason to Care About Your Finances   Related Posts Reader Question: Credit Card HardshipFrom My Reader: JohnChow.comWHOA!From My [...]</description>
		<content:encoded><![CDATA[<p>[...] posts I recommend:FICO Score Tracking #7 &#8211; Breaking the 800 MarkWoops, I Bought a Private JetFinding That Special Reason to Care About Your Finances   Related Posts Reader Question: Credit Card HardshipFrom My Reader: JohnChow.comWHOA!From My [...]</p>
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		<title>By: Khandie</title>
		<link>http://www.stopbuyingcrap.com/personal-finance/finding-that-special-reason-to-care-about-your-finances/comment-page-1/#comment-25092</link>
		<dc:creator>Khandie</dc:creator>
		<pubDate>Thu, 29 Mar 2007 20:33:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/2007/03/27/finding-that-special-reason-to-care-about-your-finances/#comment-25092</guid>
		<description>I starting caring about my finances when I realized that the goals I had set for myself and my family couldnt be realized as quick as I wanted because I had racked up so much debt and was only making min. payments and not on time in my name and my fiancees--he had no clue because our income was quite high compared to what our debt level should&#039;ve been-but we had no savings, we were living paychk to paychk.  Now to increase my credit score, I&#039;m working out a budget and will contact my creditors to make payment arrangemnets.WHY I CARE ABOUT MY FINANCES-my family and I deserve to have a home of our own----a couple of nice cars and what GOD as our Father would want for his children--WITHOUT PAYING HIGHER INTEREST RATES, FINANCE CHRGS, and ALL THE OUTRAGEOUS FEES ASSOCIATED WITH POOR FINANCES.  We should be focused on savings, 401k, retirement plans but we&#039;re trying to get our finances straight to get needs we should already have</description>
		<content:encoded><![CDATA[<p>I starting caring about my finances when I realized that the goals I had set for myself and my family couldnt be realized as quick as I wanted because I had racked up so much debt and was only making min. payments and not on time in my name and my fiancees&#8211;he had no clue because our income was quite high compared to what our debt level should&#8217;ve been-but we had no savings, we were living paychk to paychk.  Now to increase my credit score, I&#8217;m working out a budget and will contact my creditors to make payment arrangemnets.WHY I CARE ABOUT MY FINANCES-my family and I deserve to have a home of our own&#8212;-a couple of nice cars and what GOD as our Father would want for his children&#8211;WITHOUT PAYING HIGHER INTEREST RATES, FINANCE CHRGS, and ALL THE OUTRAGEOUS FEES ASSOCIATED WITH POOR FINANCES.  We should be focused on savings, 401k, retirement plans but we&#8217;re trying to get our finances straight to get needs we should already have</p>
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		<title>By: limeade</title>
		<link>http://www.stopbuyingcrap.com/personal-finance/finding-that-special-reason-to-care-about-your-finances/comment-page-1/#comment-25063</link>
		<dc:creator>limeade</dc:creator>
		<pubDate>Thu, 29 Mar 2007 14:23:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/2007/03/27/finding-that-special-reason-to-care-about-your-finances/#comment-25063</guid>
		<description>This is an essential question to ask yourself. You need to find your reason as it will be your driving force. This was actually the first thing I wrote about on my blog. You can read my &quot;why&quot; &lt;a href=&quot;http://fiscalmusings.blogspot.com/2007/02/why-to-wealth.html&quot; rel=&quot;nofollow&quot;&gt;here&lt;/a&gt;.

Great post.

-limeade
http://fiscalmusings.blogspot.com</description>
		<content:encoded><![CDATA[<p>This is an essential question to ask yourself. You need to find your reason as it will be your driving force. This was actually the first thing I wrote about on my blog. You can read my &#8220;why&#8221; <a href="http://fiscalmusings.blogspot.com/2007/02/why-to-wealth.html" rel="nofollow">here</a>.</p>
<p>Great post.</p>
<p>-limeade<br />
<a href="http://fiscalmusings.blogspot.com" rel="nofollow">http://fiscalmusings.blogspot.com</a></p>
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		<title>By: Projoe</title>
		<link>http://www.stopbuyingcrap.com/personal-finance/finding-that-special-reason-to-care-about-your-finances/comment-page-1/#comment-25001</link>
		<dc:creator>Projoe</dc:creator>
		<pubDate>Wed, 28 Mar 2007 19:47:54 +0000</pubDate>
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		<description>Family. I&#039;d like to have one one day, but I don&#039;t think it&#039;d be wise right now with the debt we both have. I got married last November to my lovely, lovely wife. I went in w/ a load of debt from credit cards and she joined me w/ her student loans. The main difference is that I&#039;ve been working on mine and she kind of didn&#039;t pay anything. 
Right now every dollar that comes in has a purpose and we both do what we can for extra cash on the side. Since she hates dealing w/ financial stuff and is a classic procrastinator, I&#039;ve taken the reins and am making sure everything gets paid on time, and hopefully in 2-3 years we can have everything but the house paid off. After that we&#039;ll have a year of heavy saving to get our retirement kick started. That&#039;ll leave us in our early 30&#039;s which I think is as good a time as any to start a family. 
Basically, I&#039;d like to be done w/ living almost paycheck to paycheck and have some stability before bring in a Projoe Jr. into the world.</description>
		<content:encoded><![CDATA[<p>Family. I&#8217;d like to have one one day, but I don&#8217;t think it&#8217;d be wise right now with the debt we both have. I got married last November to my lovely, lovely wife. I went in w/ a load of debt from credit cards and she joined me w/ her student loans. The main difference is that I&#8217;ve been working on mine and she kind of didn&#8217;t pay anything.<br />
Right now every dollar that comes in has a purpose and we both do what we can for extra cash on the side. Since she hates dealing w/ financial stuff and is a classic procrastinator, I&#8217;ve taken the reins and am making sure everything gets paid on time, and hopefully in 2-3 years we can have everything but the house paid off. After that we&#8217;ll have a year of heavy saving to get our retirement kick started. That&#8217;ll leave us in our early 30&#8217;s which I think is as good a time as any to start a family.<br />
Basically, I&#8217;d like to be done w/ living almost paycheck to paycheck and have some stability before bring in a Projoe Jr. into the world.</p>
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		<title>By: Misti</title>
		<link>http://www.stopbuyingcrap.com/personal-finance/finding-that-special-reason-to-care-about-your-finances/comment-page-1/#comment-24980</link>
		<dc:creator>Misti</dc:creator>
		<pubDate>Wed, 28 Mar 2007 16:35:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/2007/03/27/finding-that-special-reason-to-care-about-your-finances/#comment-24980</guid>
		<description>Not too many people have responded to this question. I guess it&#039;s a much more personal question and a very hard one to answer. I think the number one reason why I care about my finances is because I don&#039;t want to live in fear. I know that sounds strange buy my Dad passed away at 44yrs old. My Mom doesn&#039;t have a job. She&#039;s never had to work because my Dad made enough money. But then the worst happened and now she has a huge morgage to pay and she lives in fear everyday on how she&#039;s going to make it. I want to help my Mom to be able to live without fear.</description>
		<content:encoded><![CDATA[<p>Not too many people have responded to this question. I guess it&#8217;s a much more personal question and a very hard one to answer. I think the number one reason why I care about my finances is because I don&#8217;t want to live in fear. I know that sounds strange buy my Dad passed away at 44yrs old. My Mom doesn&#8217;t have a job. She&#8217;s never had to work because my Dad made enough money. But then the worst happened and now she has a huge morgage to pay and she lives in fear everyday on how she&#8217;s going to make it. I want to help my Mom to be able to live without fear.</p>
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		<title>By: tanyetta</title>
		<link>http://www.stopbuyingcrap.com/personal-finance/finding-that-special-reason-to-care-about-your-finances/comment-page-1/#comment-24877</link>
		<dc:creator>tanyetta</dc:creator>
		<pubDate>Tue, 27 Mar 2007 21:39:27 +0000</pubDate>
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		<description>i really want to answer the question.  i have NO idea of what to say.  you know i&#039;m still struggling over here :)</description>
		<content:encoded><![CDATA[<p>i really want to answer the question.  i have NO idea of what to say.  you know i&#8217;m still struggling over here :)</p>
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		<title>By: db</title>
		<link>http://www.stopbuyingcrap.com/personal-finance/finding-that-special-reason-to-care-about-your-finances/comment-page-1/#comment-24871</link>
		<dc:creator>db</dc:creator>
		<pubDate>Tue, 27 Mar 2007 20:36:12 +0000</pubDate>
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		<description>AHHH, yes I am one of the guilty ones who didn&#039;t answer the WHY question.

Why do I care about my finances? Well, because I love myself and want to take care of myself. Both for now and for the future, when I may not be able to provide for myself the same way I can now due to age or sickness, or the simple desire to retire.

I don&#039;t ever want to be forced to live on the streets, or to have to compromise my integrity in order to survive. To prevent that, I need to care about my finances.

Finally, I feel an obligation to help my parents in their final years as much as I can, whether that means giving them shelter or money or giving them a dignified burial.

db
www.debtblitzkrieg.com</description>
		<content:encoded><![CDATA[<p>AHHH, yes I am one of the guilty ones who didn&#8217;t answer the WHY question.</p>
<p>Why do I care about my finances? Well, because I love myself and want to take care of myself. Both for now and for the future, when I may not be able to provide for myself the same way I can now due to age or sickness, or the simple desire to retire.</p>
<p>I don&#8217;t ever want to be forced to live on the streets, or to have to compromise my integrity in order to survive. To prevent that, I need to care about my finances.</p>
<p>Finally, I feel an obligation to help my parents in their final years as much as I can, whether that means giving them shelter or money or giving them a dignified burial.</p>
<p>db<br />
<a href="http://www.debtblitzkrieg.com" rel="nofollow">http://www.debtblitzkrieg.com</a></p>
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