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	<title>Comments on: Five Ways to Waste $276 Because Money Grows on Tree</title>
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	<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/</link>
	<description>Over Four Years of Personal Finance, Consumer Spending, Crazy Products and Boring Blog Posts. Good grief.</description>
	<lastBuildDate>Fri, 12 Mar 2010 00:28:24 -0800</lastBuildDate>
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		<title>By: J Arnold</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-146184</link>
		<dc:creator>J Arnold</dc:creator>
		<pubDate>Wed, 03 Feb 2010 01:37:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-146184</guid>
		<description>Buying bottled water after the gov&#039;t spends millions of dollars to purify our tap water is a waste of money.  Who taught our kids that they can&#039;t drink water unless it comes from a bottle?  We use to drink from the garden hose when we were kids.</description>
		<content:encoded><![CDATA[<p>Buying bottled water after the gov&#8217;t spends millions of dollars to purify our tap water is a waste of money.  Who taught our kids that they can&#8217;t drink water unless it comes from a bottle?  We use to drink from the garden hose when we were kids.</p>
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		<title>By: Sarah</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-144797</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Sun, 13 Dec 2009 13:08:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-144797</guid>
		<description>Oh yeah also just got the tags and registration on neon transferred to our new home state a month before new car purchase so that was another $101 wasted because here the tag stays with the car.</description>
		<content:encoded><![CDATA[<p>Oh yeah also just got the tags and registration on neon transferred to our new home state a month before new car purchase so that was another $101 wasted because here the tag stays with the car.</p>
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		<title>By: Sarah</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-144796</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Sun, 13 Dec 2009 13:07:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-144796</guid>
		<description>How &#039;bout how to waste $650 on a rental car, $1200 on parts and labor for new computer chip in 2001 neon and then end up buying a new(used) car for $18000 8 months later - instead of dropping another $1500 - 2000 on said neon.  It had to be done because we have two small children and needed a larger vehicle that would fit us without our chins in our ears but still.  Wish it didn&#039;t cost so much for cars!</description>
		<content:encoded><![CDATA[<p>How &#8217;bout how to waste $650 on a rental car, $1200 on parts and labor for new computer chip in 2001 neon and then end up buying a new(used) car for $18000 8 months later &#8211; instead of dropping another $1500 &#8211; 2000 on said neon.  It had to be done because we have two small children and needed a larger vehicle that would fit us without our chins in our ears but still.  Wish it didn&#8217;t cost so much for cars!</p>
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		<title>By: Colleen in MA</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143805</link>
		<dc:creator>Colleen in MA</dc:creator>
		<pubDate>Fri, 10 Jul 2009 00:02:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143805</guid>
		<description>Yeah - this guy was tough. When I told him I&#039;d take care of it the very next day (it was an honest mistake) he said &quot;well, if you get into an accident then I could be held responsible for your expired registration &#039;cause it&#039;s already called in and I could lose my house&quot; ... Don&#039;t understand the logic there but at that point I stopped listening because I figured he was just adamant about towing my car and I better do it.  :0(  Later on I asked a friend who grew up in that town about the cop - he said this guy had been a bad-ass in high school, always getting into trouble. Didn&#039;t mean for this to be a cop rant story, though. I have plenty of stories of nice cops too!</description>
		<content:encoded><![CDATA[<p>Yeah &#8211; this guy was tough. When I told him I&#8217;d take care of it the very next day (it was an honest mistake) he said &#8220;well, if you get into an accident then I could be held responsible for your expired registration &#8217;cause it&#8217;s already called in and I could lose my house&#8221; &#8230; Don&#8217;t understand the logic there but at that point I stopped listening because I figured he was just adamant about towing my car and I better do it.  :0(  Later on I asked a friend who grew up in that town about the cop &#8211; he said this guy had been a bad-ass in high school, always getting into trouble. Didn&#8217;t mean for this to be a cop rant story, though. I have plenty of stories of nice cops too!</p>
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		<title>By: Cap</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143804</link>
		<dc:creator>Cap</dc:creator>
		<pubDate>Thu, 09 Jul 2009 20:50:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143804</guid>
		<description>Colleen: Rather surprised that the cop had the car towed, guess Mass. is not a state that plays around with expired tags... I think in CA you have to be operating a lengthy expired car to have any issues with being towed, generally it&#039;s just a fix-it ticket and you&#039;re on your way.</description>
		<content:encoded><![CDATA[<p>Colleen: Rather surprised that the cop had the car towed, guess Mass. is not a state that plays around with expired tags&#8230; I think in CA you have to be operating a lengthy expired car to have any issues with being towed, generally it&#8217;s just a fix-it ticket and you&#8217;re on your way.</p>
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		<title>By: Colleen in MA</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143801</link>
		<dc:creator>Colleen in MA</dc:creator>
		<pubDate>Thu, 09 Jul 2009 01:57:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143801</guid>
		<description>Another car story - I didn&#039;t realize that my registration was expired (live in Massachusetts). The cop had a tow truck operator tow it to my house (he said I couldn&#039;t drive it until I got the registration renewed). Towing cost $75 (for 1 mile). I was shocked! So the cop took pity on me and only gave me a warning so I didn&#039;t have to pay a ticket. I guess it was my lucky day LOL!</description>
		<content:encoded><![CDATA[<p>Another car story &#8211; I didn&#8217;t realize that my registration was expired (live in Massachusetts). The cop had a tow truck operator tow it to my house (he said I couldn&#8217;t drive it until I got the registration renewed). Towing cost $75 (for 1 mile). I was shocked! So the cop took pity on me and only gave me a warning so I didn&#8217;t have to pay a ticket. I guess it was my lucky day LOL!</p>
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		<title>By: Nicole</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143787</link>
		<dc:creator>Nicole</dc:creator>
		<pubDate>Fri, 26 Jun 2009 12:54:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143787</guid>
		<description>Three years ago, right after I finished school, I had set up online repayment on my student loan.  I tried to change the payment date online, but ended up submitting an extra payment instead.  I didn&#039;t have enough money in my checking account to cover the double pay and still have my rent check clear, so I &quot;had&quot; to take a cash advance against my credit card (no emergency fund).  That $750 cash advance was at 21% interest...and I&#039;m still trying to pay off the balance on the card due to many foolish money decisions made during and just after grad school.  I have NO idea how much extra I have paid for that cash advance, but I&#039;m sure the interest charges over the last 3 years, along with interest on the other part of the card balance, have been at least $1,000.  

I stopped using credit completely in January and I&#039;m aggressively paying down balances, but I still regret doing so much foolish stuff and living beyond my means (&quot;I&#039;ll pay it off when I get a job after school&quot; was my excuse).</description>
		<content:encoded><![CDATA[<p>Three years ago, right after I finished school, I had set up online repayment on my student loan.  I tried to change the payment date online, but ended up submitting an extra payment instead.  I didn&#8217;t have enough money in my checking account to cover the double pay and still have my rent check clear, so I &#8220;had&#8221; to take a cash advance against my credit card (no emergency fund).  That $750 cash advance was at 21% interest&#8230;and I&#8217;m still trying to pay off the balance on the card due to many foolish money decisions made during and just after grad school.  I have NO idea how much extra I have paid for that cash advance, but I&#8217;m sure the interest charges over the last 3 years, along with interest on the other part of the card balance, have been at least $1,000.  </p>
<p>I stopped using credit completely in January and I&#8217;m aggressively paying down balances, but I still regret doing so much foolish stuff and living beyond my means (&#8221;I&#8217;ll pay it off when I get a job after school&#8221; was my excuse).</p>
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		<title>By: trevor</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143785</link>
		<dc:creator>trevor</dc:creator>
		<pubDate>Wed, 24 Jun 2009 09:14:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143785</guid>
		<description>In England if you miss any of the car related fines then you get caught it is a £1000.00 fine, and we have our system databased so that a police car can track from your number plate whether it is taxed, MOT&#039;d and insured.  You can in some cases have your car towed.  I think sometimes it is just a way for them to make money for free</description>
		<content:encoded><![CDATA[<p>In England if you miss any of the car related fines then you get caught it is a £1000.00 fine, and we have our system databased so that a police car can track from your number plate whether it is taxed, MOT&#8217;d and insured.  You can in some cases have your car towed.  I think sometimes it is just a way for them to make money for free</p>
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		<title>By: Daron</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143781</link>
		<dc:creator>Daron</dc:creator>
		<pubDate>Mon, 22 Jun 2009 13:57:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143781</guid>
		<description>Not so sure about the library books.  My &quot;personal&quot; librarians tell me the money goes to the county coffers, not the library budget.  Makes &#039;em not so aggressive about collecting.

I&#039;ve racked up about $14 of fines over the last four years according to my online record...best interest free loan of my life!  And at 50 books a year not bought, a great deal.</description>
		<content:encoded><![CDATA[<p>Not so sure about the library books.  My &#8220;personal&#8221; librarians tell me the money goes to the county coffers, not the library budget.  Makes &#8216;em not so aggressive about collecting.</p>
<p>I&#8217;ve racked up about $14 of fines over the last four years according to my online record&#8230;best interest free loan of my life!  And at 50 books a year not bought, a great deal.</p>
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		<title>By: Sarah</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143779</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Sun, 21 Jun 2009 17:30:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143779</guid>
		<description>Only $5.00 but still bugs me a lot. Dealing with Dish over a problem they offered me FREE movie channels for three months.  I had to terminate it after that or pay.  They charged me $5.00 to quit my FREE offer. NEVER will I jump into anything FREE again!</description>
		<content:encoded><![CDATA[<p>Only $5.00 but still bugs me a lot. Dealing with Dish over a problem they offered me FREE movie channels for three months.  I had to terminate it after that or pay.  They charged me $5.00 to quit my FREE offer. NEVER will I jump into anything FREE again!</p>
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		<title>By: DreamBank</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143777</link>
		<dc:creator>DreamBank</dc:creator>
		<pubDate>Fri, 19 Jun 2009 19:29:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143777</guid>
		<description>Loved this post, even tweeted it!

Here&#039;s a few of my own personal wasters:
1. failing (out of sheer laziness) to cancel a travel camera gear insurance policy in another country that charges me 10GBP/month, for the last 2 years. OOPS.
2. Failing to display my &quot;N&quot; symbol as a &#039;new driver&#039; costing me a whopping $109 ticket.
3. Failing to wear my helmet while riding my scooter one block over to enjoy the breeze on a sunny day = $30 ticket.</description>
		<content:encoded><![CDATA[<p>Loved this post, even tweeted it!</p>
<p>Here&#8217;s a few of my own personal wasters:<br />
1. failing (out of sheer laziness) to cancel a travel camera gear insurance policy in another country that charges me 10GBP/month, for the last 2 years. OOPS.<br />
2. Failing to display my &#8220;N&#8221; symbol as a &#8216;new driver&#8217; costing me a whopping $109 ticket.<br />
3. Failing to wear my helmet while riding my scooter one block over to enjoy the breeze on a sunny day = $30 ticket.</p>
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		<title>By: Cap</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143772</link>
		<dc:creator>Cap</dc:creator>
		<pubDate>Mon, 15 Jun 2009 21:09:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143772</guid>
		<description>Max, the thing is that&#039;s more of an act of God while others listed is act of man&#039;s stupidity. Still pretty rough to get screwed over by the big man though.</description>
		<content:encoded><![CDATA[<p>Max, the thing is that&#8217;s more of an act of God while others listed is act of man&#8217;s stupidity. Still pretty rough to get screwed over by the big man though.</p>
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		<title>By: Max</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143762</link>
		<dc:creator>Max</dc:creator>
		<pubDate>Sat, 13 Jun 2009 17:50:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143762</guid>
		<description>Y&#039;all got nothing.  Try re-roofing your house ($8,200 out of pocket) because the roof was too old, then having the same brand new roof destroyed by March 09 hailstorm ($1,700 in insurance deductible) ... story courtesy of my neighbor.</description>
		<content:encoded><![CDATA[<p>Y&#8217;all got nothing.  Try re-roofing your house ($8,200 out of pocket) because the roof was too old, then having the same brand new roof destroyed by March 09 hailstorm ($1,700 in insurance deductible) &#8230; story courtesy of my neighbor.</p>
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		<title>By: hustler</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143760</link>
		<dc:creator>hustler</dc:creator>
		<pubDate>Sat, 13 Jun 2009 09:12:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143760</guid>
		<description>Oh wow.  You&#039;ve got some good ones!  One night I was going to cook a roast, but I couldn&#039;t find it in the fridge.  Know where it was?  Still in the trunk of my car from when I went grocery shopping.  I left two of my bags overnight in my car ruining about 30 bucks worth of meat and frozen foods.  Nice!</description>
		<content:encoded><![CDATA[<p>Oh wow.  You&#8217;ve got some good ones!  One night I was going to cook a roast, but I couldn&#8217;t find it in the fridge.  Know where it was?  Still in the trunk of my car from when I went grocery shopping.  I left two of my bags overnight in my car ruining about 30 bucks worth of meat and frozen foods.  Nice!</p>
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		<title>By: Lynda</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143752</link>
		<dc:creator>Lynda</dc:creator>
		<pubDate>Wed, 10 Jun 2009 15:14:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143752</guid>
		<description>Over-estimate your childcare expenses for your flexible spending accounts. At least with the medical accounts, you can buy a bushel of Excedrin at the end of the year.</description>
		<content:encoded><![CDATA[<p>Over-estimate your childcare expenses for your flexible spending accounts. At least with the medical accounts, you can buy a bushel of Excedrin at the end of the year.</p>
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		<title>By: Elizabeth</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143751</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Wed, 10 Jun 2009 07:39:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143751</guid>
		<description>Hey, don&#039;t feel bad about the Library fines.  Libraries are notoriously underfunded and depend on the help of their patrons.  I sometimes purposely forget to renew my books so I can pay the fine. I feel like hey, every little bit helps me be able to borrow another new book from the library. =)</description>
		<content:encoded><![CDATA[<p>Hey, don&#8217;t feel bad about the Library fines.  Libraries are notoriously underfunded and depend on the help of their patrons.  I sometimes purposely forget to renew my books so I can pay the fine. I feel like hey, every little bit helps me be able to borrow another new book from the library. =)</p>
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		<title>By: crap dpt</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143749</link>
		<dc:creator>crap dpt</dc:creator>
		<pubDate>Wed, 10 Jun 2009 00:45:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143749</guid>
		<description>i hate finding those tickets on my windshield.</description>
		<content:encoded><![CDATA[<p>i hate finding those tickets on my windshield.</p>
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		<title>By: Charlie-PayLessForFood.com</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143748</link>
		<dc:creator>Charlie-PayLessForFood.com</dc:creator>
		<pubDate>Tue, 09 Jun 2009 22:55:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143748</guid>
		<description>I feel everyone&#039;s pain. I think I&#039;ve made almost all of those financial blunders.

How about this. 

Fail to make a COMPLETE stop before making a right turn or fail to completely stop behind the intersection line before making a right turn and get a red light ticket in the mail. OUCH

$100 that I had to pay for not coming to a complete stop before turning on red. 

But I guess I&#039;m not alone on that one. These red light cameras have become revenue streams for cities. 

Near my home in the Chicago suburb of Schaumburg, one red light camera  outside a popular shopping mall raked in $1 million in fines between November 2008  and January 2009 - 10,000 tickets, almost all for people who did not stop completely before making a right turn at the light.</description>
		<content:encoded><![CDATA[<p>I feel everyone&#8217;s pain. I think I&#8217;ve made almost all of those financial blunders.</p>
<p>How about this. </p>
<p>Fail to make a COMPLETE stop before making a right turn or fail to completely stop behind the intersection line before making a right turn and get a red light ticket in the mail. OUCH</p>
<p>$100 that I had to pay for not coming to a complete stop before turning on red. </p>
<p>But I guess I&#8217;m not alone on that one. These red light cameras have become revenue streams for cities. </p>
<p>Near my home in the Chicago suburb of Schaumburg, one red light camera  outside a popular shopping mall raked in $1 million in fines between November 2008  and January 2009 &#8211; 10,000 tickets, almost all for people who did not stop completely before making a right turn at the light.</p>
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		<title>By: Kate</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143747</link>
		<dc:creator>Kate</dc:creator>
		<pubDate>Tue, 09 Jun 2009 21:34:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143747</guid>
		<description>Oooh... you got me on the overdue fees at the library!  But, I am trying to get better about that one! But this post is more proof that little things make all the difference.  If you&#039;ve read The Power of Small by Linda Kaplan Thaler and Robin Koval then you know what I mean!</description>
		<content:encoded><![CDATA[<p>Oooh&#8230; you got me on the overdue fees at the library!  But, I am trying to get better about that one! But this post is more proof that little things make all the difference.  If you&#8217;ve read The Power of Small by Linda Kaplan Thaler and Robin Koval then you know what I mean!</p>
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		<title>By: J. Money</title>
		<link>http://www.stopbuyingcrap.com/woops-bought-crap/five-ways-to-waste-money/comment-page-1/#comment-143746</link>
		<dc:creator>J. Money</dc:creator>
		<pubDate>Tue, 09 Jun 2009 16:41:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.stopbuyingcrap.com/?p=2374#comment-143746</guid>
		<description>haha, oh man some of these are awesomely crazy.  don&#039;t have one to offer myself, just waiting to see some more ;)  always a learning experience!</description>
		<content:encoded><![CDATA[<p>haha, oh man some of these are awesomely crazy.  don&#8217;t have one to offer myself, just waiting to see some more ;)  always a learning experience!</p>
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